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A cold front swept through Houston when Mr. BFS and I left for our cruise.  My mother-in-law, who pet-sits our two dogs at her house when we are out of town, wanted to warn our roommates about the freeze.  But she realized that she didn’t have their contact info.  Luckily, she had the email of our other friend, who gave her our roommates’ phone number.  They appreciated the call and were already running the water to protect the pipes (which were well-wrapped by the builders in late 2012).

No issue this time, but I was reminded that our parents need our friends’ contact info and vice versa.  So I went to work and created an emergency contact list for everybody and wrote out a will for Mr. BFS and me just in case.

Emergency Contact Sheet

This was pretty simple.  Type up a sheet of the contact info for your closest friends and family.  If there is an emergency, the people on this sheet can reach each other and spread the word.  I included each set of our parents and a handful of close friends.  Between that group of 7-8 people, they could reach everyone we know one way or another.

Once the sheet was done, I emailed it to everyone that was on it.  They all confirmed that they had it and would keep it around in case of emergency.  Easy.

Our Will

We don’t have kids and are still pretty young ourselves, so I did not get a legal will done with a lawyer.  But just in case the worst happens, I did type up a will for Mr. BFS and me.  I wanted to make it a little easier just to give a heads up to our loved ones if we do die at the same time. I did some quick research online and decided to include:

  • A named executor of our will.
  • Quick section on what to do with our remains.
  • A small section that simply states that if one of us dies, the other one gets everything.
  • A list of assets including our homes, cars, saving and checking accounts, stocks, life insurance policies, and retirement accounts.
  • A section explaining what to give away and what to liquidate.
  • A few sentences about where our pets will go.
  • Who to pay with the remaining cash assets.

Over the next week, I’ll be looking up all of the account numbers to include in the blanks that I left when I didn’t know it off the top of my head. Then we’ll both read and sign it.  We’ll let our parents know where we are keeping it just in case.

I’ve also heard that in order for the will to be legally binding, it needs to be signed and witnessed. Every state has different laws in that regard, so I’ll have to look into it a little further. The last thing we want is for our wills to be thrown out in court because we didn’t follow the correct procedure. I know that without a will, our belongings would go to our closest living relative, according to state law, but it seems much more efficient to have our wishes on paper for our relatives to follow.

I truly hope we’ll never have to use this.  I sincerely doubt that we will.  But it is a good idea to have a little plan in place just in case.  A will is an easy way to let your wishes be known.

Do you have a will?  Did I forget anything?