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My husband and I have gotten a little lazy with our money.  We haven’t gone hog wild, but we’ve definitely loosened the reigns.  I just ran our numbers for March 13th – April 12th and we went over our budget by about $250.  That doesn’t happen very often.  Here’s how we stacked up against our own budget:

Our Basic Budget followed by Our April 2011 Results

  • Mortgage – $900 / $900
  • Roth IRA – $300 / $300
  • Car Insurance – $115 / $115
  • Gasoline – $185 / $250
  • Electricity – $150 / $140
  • Water – $30 / $30
  • AT&T U-Verse & DSL- $115 / $115
  • Sprint – $140 / $140
  • Housekeeper – $130 / $120
  • Lawn Services – $50 / $50
  • Netflix for Us – $10 / $20
  • Netflix for Grandparents – $20 / $20
  • Groceries – $350 / $340
  • Fast Food / Restaurants – $150 / $290
  • Misc. Bills – $125 / $190
  • Toll Roads – $100 / $80
  • Car and Home Account – $500 / $500
  • Joint Entertainment – $50 / $50
  • Hubby’s Fun Money – $120 / $120
  • My Fun Money – $120 / $120
  • Emergency Fund/Savings – $350 / $350
  • Vacation Account – $200 / $200
  • Tax Account for IRS and Property Taxes – $400 / $400
  • Cash for Investments – $240 / $240
  • Cash – $150 / $150
  • Total Budget = $5000 / $5230

We ate out way more than we have for the last few months.  Since Chick Fil’a and the new burger joint down the street are not too bad with our Weight Watcher points, we have been using both places as our backup food stops for busy evenings or lazy weekends.  That probably contributed to going over our Fast Food / Restaurant budget by $140.

Gas prices have kicked our butt as well – we’re over budget by $65.  Miscellaneous bills include a few new pairs of jeans that my husband and I have bought since we’ve lost weight, so I’m okay with being over in that category by $65.

Overall, we’re not extremely worried, but we have decided to make a concerted effort to eat out no more than two times a week again.

How are you doing on your budget?