Our Stock Portfolio and Retirement Investments – 2013 Update

I just realized that I hadn’t posted an update of our stock portfolio holdings for about a year and a half!   Stocks and market stats still seem foreign to me, so Mr. BFS does most of our direct investing.  We sold about half of our holdings late last year when we bought our new home.  So here are the current stocks we are investing in via Scottrade, their current dividend yield, and what Mr. BFS said about them:

Scottrade Holdings

Conoco Phillips (COP)

– 3.93% Yield – “They still have a good dividend based on what rate we bought at.  And they haven’t had to spend the money on exploration that other companies have, so they put that money back into share repurchases and dividend growth.”

Intel Corp (INTC)

– 3.92% Yield – “Good yield and a solid company.  They’ve gotten a lot better in the last year or two with competing with their major competition, AMD, with their processors.  They are still the #1 installed chip in pre-built computers.  As long as they have that market share, we’re in.”

Johnson & Johnson (JNJ)

– 3.04% Yield – “Bought it at a steal and has great payouts.  We managed to buy when they were going through the Tylenol recall stuff and they’ve bounced back.”

People’s United Financial Inc (PBCT)

– 4.55% Yield – “They have a fairly good dividend and regional banks are doing very well – better than national banks.  Although this bank hasn’t done as well as I’d have hoped, but their dividend is keeping us in a holding pattern.  We may sell since their financials have not done as well as I thought they would.”

PepsiCo Inc (PEP)

– 2.83% Yield – “Great price at the time and we’re getting an excellent return.”

Retirement Accounts

So there you go for straight-up stocks.  🙂  My 401(k) is in the Vanguard 2035 target date mutual fund and was fully vested before I quit in July 2011, so it’s staying put for now and growing at about 11% per year.

One of our Roth IRA’s is in the Fidelity 2040 target date mutual fund that I selected (it’s returning about 12% a year), and Mr. BFS uses our other Roth IRA to invest in more dividend stocks (these dividends are auto-reinvested).  Here are those:

Energy Transfer Partners (ETP)

– “They are an energy pipeline company that are big players in the Trans-American pipeline.  They also have an amazing yield.”

General Mills (GIS)

– “I purchased this during the big crisis, so I assumed they wouldn’t suffer as much.  It worked.  They also had a good yield and they’re a solid company.”

Johnson & Johnson (JNJ)

– “Solid company at a solid price when I bought in here too.  I saw the huge price drop and said YES, PLEASE!”

Coca-Cola (KO)

– “This is the most recent one that I’ve bought.  It seems to be getting into the healthy drink options side of soda more than other companies – like Coke Zero is more successful than other diet sodas, and they have Vitamin Water.  We also already had Pepsi in Scottrade…J&J was too hard to pass up twice, but I decided to branch out here.”

Microsoft (MSFT)

– “When I bought it, the next generation consoles were going to be released.  Then they flubbed with the Xbox 1.  But they’ve recovered.  Windows 8 was also a really big push into the mobile market (yeah, I know it sucks).  But they are also on about 80-90% of home computers, so they’re worth keeping.”

Nokia (NOK)

– “Nokia had taken a lot of flack and their stock plummeted, so I jumped on it at $6 a share.  I bought it as a speculation bet on the idea that is had been oversold.  That didn’t quite work.  It was delayed a year and I am basically hoping to break even at least.  I’ll give it another 3-6 months to see what happens after this new Nokia phone release.”

Walmart (WMT)

– “This was another recession play.  Even when people are broke, they shop at Walmart.  And they had a great yield when I bought in.”

What are you investing in lately?

**This post is not to be used as a suggestion for investments. This is simply what we own. Make up your own mind and don’t whine to me if something tanks, thanks!**

7 thoughts on “Our Stock Portfolio and Retirement Investments – 2013 Update”

  1. Lance @ Money Life and More

    I take the easy way because it gets the job done without me being paralyzed with analysis paralysis. I use the Vanguard Target Date fund that aligns with the year I’ll retire.

  2. Dividend Growth Investor

    Those stock selections look pretty reasonable. Large blue chip companies, growing at 8 – 10%/year, offering you a stable dividend in good times or bad that also grows over time, reinvested quarterly. I don’t see how you can go wrong with a collection of such businesses that shower you with a rising stream of cash on a quarterly basis.

    Good luck!


  3. retirebyforty

    I’d like to see how well you’ve done with them. Can you go over the gain?

  4. I am obviously not thinking like a stock investor. Next time I hear a major flub up like a Tylenol recall, I’m going to jump in and buy stock before I do anything else, like look to see if we have any Tylenol we need to throw out!

  5. Jane Savers @ Solving The Money Puzzle

    Vanguard ETFs are in Canada now and I am buying inside my RRSP.

    I just bought a 5 year Market Rate GIC (guaranteed investment certificate). The $4040 that I invested is guaranteed and I could make up to 25% return or I could make nothing.

  6. Sally

    Awesome! Thanks for this. I have Microsoft as well and plan to hold on to it for a long time (I bought when it was really cheap in 2009). I am also looking at a Vanguard fund but having trouble deciding between the ETF or the Index Fund of the same fund (Small Cap Value). I need to figure out the difference, and casual answers from friends so far have not cleared up the difference 100%!

  7. a terrible husband...

    Very interesting stuff. Like how Mr. BFS actually has reasons for owning, unlike many people…

    I’m an index / mutual fund guy. I get too “into” individual stocks when I own them, so I end up spending way too much time researching, etc. And at the end I figure there’s no way I’m going to beat the market consistently especially if I’m only doing it part time. So I own a few mutual funds and ETFs designed to ride up and down and focus my other time on making money and trying to get my kids to go to bed… 🙂

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