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IdentityForce vs Identity Guard Review: Plans, Better Than Lifelock?

Rachel Carey
Financial Guru
Updated: 1/2019

IdentityForce vs Identity Guard Review

Everyone needs protection against identity theft, and Identity Guard and Identity Force are two of the best identity protection services that you can get. Here’s what you need to know about identity theft and how these services can protect you:

Table of Contents

What Is Identity Theft, And What Kind Of Damage Can It Cause?

Identity theft is the use of personal information that is used by another person for financial or personal gain, and this can take a wide range of forms. In some cases, an individual may attempt to use financial information in order to apply for credit cards in another person’s name, and it can be difficult for financial institutions to determine who was legitimately using credit from their organization and who was fraudulently doing so.

In addition, identity thieves can gain access to bank accounts and credit that you already have by impersonating you. However, there are many other forms of identity theft, and this is just scratching the surface. For instance, identity thieves can use one’s personal information to apply for insurance or even commit crimes while pretending to be a different individual.

Due to the fact that a vast majority of people have access to the internet, identity thieves are able to use malware to steal an individual’s financial and personal information. This can be difficult to avoid, but identity theft protection can help to mitigate the consequences if this occurs.

In addition, it does not take as much information as you’d think for identity theft to occur. In some cases, as little as your date of birth, name, and other bits of information, such as an address or phone number can be all it takes for crooks to find more information about you.

What Are The Similarities And Differences Between Identity Force And Identity Guard?

Both providers have the potential to be ideal for certain groups of people, but there are substantial differences between these two companies that you need to be aware of. Here’s what you need to know about the differences between these two companies:

OUR TOP PICK

IdentityForce

Why IdentityForce?

  • It is a reliable monitoring service to protect users from identity theft.
  • It offers protection even before the attack happens by alerting you of potential risks.
  • It offers more comprehensive identity protection services than other similar services.
  • You have access to identity theft specialists and attorneys on a 24/7 basis.
Try IdentityForce

Which Company Offers The Best Monitoring Coverage?

Overall, Identity Force is much better known for the effectiveness of their monitoring services, and this makes it preferable to many people. Here’s what has made Identity Force stand out against the competition when it comes to monitoring coverage:

  • Identity Guard does not protect your driver’s license information, but Identity Force will be able to do this effectively.
  • Identity Guard also doesn’t monitor your email nor does it offer monitoring to ensure that there are not sex offenders in your area, but Identity Force offers both of these protections.
  • Furthermore, Identity Guard isn’t able to give credit bureaus fraud alerts, but Identity Force will.
IdentityForce vs Identity Guard Review

Which Company Offers Better Recovery Services?

Overall, Identity Force is a better pick when it comes to recovery services. Here’s why Identity Force is considered superior in terms of recovery services:

  • Unlike Identity Guard, the service makes it possible to access identity theft specialists 24/7.
  • The experts at Identity Force will help you to locate an attorney that specializes in identity theft, and this can be a tremendous help when you’re recovering from identity theft.
  • A service guarantee is offered, and this offers a million dollars worth of protection.

Which Company Offers Better Customer Service?

Both of them offer 24/7 customer support no matter where you’re located, and this customer support is based out of the United States. Here’s what you need to know about each company’s customer service:

  • Rare reports have been made about it being impossible to access Identity Force accounts online, but it’s fairly unlikely that you’ll ever experience this problem.
  • However, Identity Guard has received complaints about customer service representatives who did not provide quality service, but this is often not the case.

Overall, Which Company Has A Better Reputation?

Both of the companies are extremely popular, but Identity Force appears to have a slightly better reputation. Finding reviews of both of the companies is easy, and the company’s reviews both tend to be extremely good. Here are some examples of places where you can find reviews of the company:

  • Consumers Advocate: These companies have good reviews on Consumers Advocate, and this website is known as one of the best places to look for reviews.
  • Consumer Affairs: Consumer Affairs is one of the most popular review websites, and Identity Force has good reviews through the company.
  • Trustpilot: Trustpilot tends to focus on whether or not a company is honest in its advertising and practices, and both are well-regarded according to reviewers on this website.

Which Service Is Easier To Access On Mobile Devices?

Both of the companies can be easily accessed on mobile devices, but Identity Force appears to be more accessible. Here’s what you need to know about using these services on mobile devices:

  • Identity Force offers a better app, and Identity Guard’s app tends to malfunction quite often.
  • Both of the companies offer apps that are available on both Android and iOS, and this makes it easy to access the device with most smartphones.

Which One Keeps Children Safer?

Identity Guard tends to be much better when it comes to protecting children from the dangers of identity theft. In fact, Identity Guard offers multiple family plans. Here’s what you need to know about the coverage when comparing Identity Guard and Identity Force:

  • The child protection plan that is offered by the company is exceptionally affordable, and you can get this protection for only $2.75 per month per child.
  • Identity Guard does not have anything when it comes to a special plan for covering multiple adults that live in the same household, and this can be a substantial disadvantage for some people.

Which One Is More Affordable?

It’s important that you take into account what type of plan you’ll need when you’re determining which of these services will be more affordable for you. Here’s what you need to know when you’re determining which service is more affordable for you:

  • Identity Force offers a free trial for 14 days, and this can be a great way to determine whether or not you are interested in the service.
  • Identity Guard offers a somewhat longer free trial, and this trial lasts for 30 days.
  • Identity Force offers an Ultra Secure plan as well as an Ultra Secure plan that also includes credit. The Ultra Secure plan alone is $17.95 per month, and the Ultra Secure plan that also includes credit protection is $23.95 per month. However, it’s possible to get a discount that lowers the Ultra Secure plan to $12.95 per month and the Ultra Secure plan with credit protection to $19.95 per month.
  • Identity Guard is a bit cheaper, and their most affordable plan is only $8.99 per month. However, they also offer more comprehensive plans for $16.99 per month and $22.99 per month, and these are the plans that are best for most people.

Identity Force discounts are also available, and these can allow you to get a plan for significantly less than you would otherwise. Not only is it possible to find coupons online, but it’s also possible to get discounts for enrolling multiple people on the plan and for paying annually instead of monthly. For example, it is possible to get Identity Force’s Ultra Secure Plan for $129.50 per year (or $10.79 per month) by paying annually and using a discount.

IdentityForce vs Identity Guard Review

What’s The History Of The Companies?

Identity Guard has been around for an exceptionally long period of time, and it was founded in 2001. This gives them seventeen years of experience in the industry. The company formed from another corporation, called Intersections Inc. Identity Guard is currently based out of Virginia.

Identity Force has an even longer history, and the company was first incorporated in 1978. The company name at the time was Stop Loss Associates, Inc, and Identity Force was created in 1996. This gives them more than 20 years of experience as Identity Force, and they have been preventing financial losses for 40 years. This company is currently based out of Framingham, Massachusetts, and the organization has recently been acquired by another corporation called EZShield.

Which Company Is Better When It Comes To Dark Web Monitoring?

Cyber-criminals are known to buy and sell stolen identities on the dark web, and if your information ends up there, you could face severe financial harm. Luckily, both of these services monitor the dark web to ensure that your financial information has not landed there, and they will both act very quickly if your information has ended up on the black market.

How Do Both Of These Companies Compare To Others In The Identity Theft Protection Industry?

Both of these companies are major players in the industry, and their coverage is able to offer many of the same services as other providers, such as LifeLock.

Which One Is A Better Service?

While each plan offers somewhat different services, overall, Identity Force is the better plan to choose, according to most people. Identity Guard is much better if you have children, but Identity Force is much better for individuals and couples. If you’re on a tight budget, it may be better to choose Identity Guard’s cheapest plan given the slightly lower cost, but the amount of money that you’d save is generally too small to make a significant difference.

Identity Guard FAQ

Identity Guard Basics

This section covers basic facts about Identity Guard. Use this information to get a better understanding of the company and its services.

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What Is Identity Guard?

Identity Guard is an identity theft protection service that monitors your credit reports and accounts looking for fraudulent activity so you can take immediate action.

Is Identity Guard Worth It?

It is for many people. The company has been in business since 2001 and has helped tens of thousands of people protect themselves from identity fraud.

Where Is Identity Guard Located?

Identity Guard is located in Chantilly, Virginia, in the United States. It was founded in 2001 by Intersections Inc.

Who Owns Identity Guard?

Identity Guard is a wholly owned subsidiary of Intersections, INC (INTX on the NYSE). There’s no more publicly available details on its ownership.

How Effective Is Identity Guard?

Identity Guard is very effective. In addition to stopping identity fraud it also provides insurance if your identity is stolen and a call line to help you resolve the issue.

Is Identity Guard Necessary?

That’s up to an individual consumer. However, if you do a lot of online transactions or have credit card information saved on your browser then Identity Guard can help protect you.

What Does Identity Guard Do?

Identity Guard monitors your credit information to see if there are new entries or applications. This prevents other people from stealing your identity and using it to open an account in your name.

What Is Identity Guard with Watson?

Identity Guard with Watson is a collaboration with Identity Guard and IBM. Watson is IBM’s state of the art AI software that helps make services more efficient and effective.

What Is Identity Guard Essentials?

Identity Guard is one level of service that Identity Guard offers. It includes verifying your identity and then starts identity protection services.

When Does Identity Guard Update?

Identity Guard updates once per month, which is the same rate your creditors update information on your credit report.

What Is Better Identity Guard or Lifelock?

Both are excellent services for identity protection. However, the addition of Watson to Identity Guard services gives them a technological edge in providing their services.

Identity Guard Safety

Identity protection and credit report information is very sensitive. Therefore, it’s no surprise that so many people want to know about the safety of Identity Guard. We’ll cover those questions here.

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Is Identity Guard Legitimate?

Yes, Identity Guard has served tens of thousands of clients over the years. They provide quality identity protection services at competitive prices.

Is Identity Guard a Scam?

No, Identity Guard is not a scam. The company was founded in 2001, more than 17 years ago. They’ve helped many clients protect their identity and track their credit scores.

Is Identity Guard Legit?

Yes, Identity Guard is a legit service. The company provides the exact services they advertise and their services are priced competitively. You can read tons of reviews of them online.

Identity Guard and Credit Scores

One of the biggest perks of Identity Guard is the credit tracking services it provides. This section covers your questions about Identity Guard and credit scores.

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Is Identity Guard Credit Score Accurate?

Yes, the Identity Guard credit score is accurate. If you find a different score there are two possible reasons. Either you’re getting a score from a different reporting agency, or the two scores are in different formats, for example CreditXpert and FICO.

How Often Does Identity Guard Update Credit Score?

Identity guard updates credit scores every month. This is a good frequency, as your creditors only report to the major agencies once a month as well.

When Does Identity Guard Update your Credit Score?

You get updates on your credit score once a month with Identity Guard. We couldn’t find information on when in the month Identity guard provides these updates.

Does Identity Guard Use FICO Scores?

No, Identity Guard uses the CreditXpert scoring system, which is a bit different from FICO. However, it does provide a close approximation of your FICO Score.

Does Identity Guard Hurt Credit Score?

No, the way that Identity Guard gets your credit score is a soft Inquiry. This information doesn’t impact your credit score in any way at all.

Identity Guard Account and Payments

This section covers all of the questions that you have about Identity Guard Account and Payment information.

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Does Identity Guard Offer Family Plan?

Yes, the Family Plan costs $29.99 per month. It covers two adults and two minor children living in a single household.

How Much Does Identity Guard Cost?

That depends on which Identity Guard service you use. Their kids plan costs $9.99, Identity Guard Essentials also costs $9.99. Identity Guard Gold Costs $17.99, and Identity Guard Total Protection costs $14.99. Finally, the Identity Guard Platinum plan costs $24.99. All prices are per month.

How to Cancel Identity Guard Free Trial?

All you need to do to cancel your Identity Guard account is to log into your account online. From there, you should see a choice labeled My Account. You can cancel your account there. You can also all them at 1-855-443-7748 for Identity Guard and Watson, or 1-800-452-2541 for Identity Guard Classic.

How to Cancel Identity Guard Online?

It’s easy to cancel your Identity Guard account online. Just log into your account through their website. Find a section titled my account. From there you’ll be able to cancel.

Does Identity Guard Cover Spouse?

Identity Guard does have both Couples and Family plans that let you save money by packaging your protection. The Couple plan costs $27.99 per month and covers two adults living in a single household.

Does Identity Guard Have a Yearly Payment?

Yes they do. For example, a yearly payment for the Family Plan costs about $360, which saves $174 compared to the monthly payment plan.

How to Add Spouse on Identity Guard?

You can add a spouse to Identity Guard by upgrading to the Couples plan. The Couple plan costs $27.99 per month and covers two adults living in a single household.

Identity Force FAQ

General Identity Force Questions

This section covers general questions about Identity Force so you can get a better idea about their services.

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How Good Is Identity Force?

Identity Force is an excellent service. They have more than 40 years of experience and offer real-time alerts, 24/7 support, and advanced detection technology to protect your identity.

Is Identity Force Worth It?

For many people, yes. Identity Force helps protect you from identity theft, which can cause serious damage to your life and finances.

Identity Force Safety and Security

Whenever you’re dealing with identity protect, safety and security is paramount. This section answers your questions about the safety and security of Identity Force.

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Is Identity Force Legit?

It is. Identity Force has been used by more than 1000 global organizations, the U.S. Government, and millions of people. They have a $1 million insurance policy for each customer to protect against damages.

Is Identity Force Safe?

It is. Identity Force uses top-of-the-line encryption technology to protect your information and monitor your credit and accounts to ensure your identity remains safe.

Identity Force Credit Monitoring

Credit monitoring is one of the most fundamental aspects of any identity protection service. This section answers your questions about Identity Force and credit scores.

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Does Identity Force Track Credit Activity in Real Time?

Identity Force’s advanced fraud monitoring services do offer real-time credit tracking. That means you’ll get notices to changes to your credit report at light speed.

What FICO Scores Does Identity Force Give?

Identity Force doesn’t use FICO scores. Instead, it uses TransRisk Scores. These scores range from 300 to 850 and will close match your FICO score.

Does Identity Force use CreditXpert or Vantage Scores?

Neither. Identity Force uses TransRisk scores that range from 300 to 850. These scores are very similar to FICO scores, but are calculated a bit differently.

Where Does Identity Force Get their FICO Scores?

Identity Force doesn’t get FICO scores. They use a different kind of score called the TransRisk score from TransUnion.

Identity Force Plans

We’ll answer your questions about different Identity Force plans and coverage in this section.

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Does Identity Force Cover Spouse?

The Identity Force Family Plans cover spouses. Their UltraSecure + Credit plan costs $23.95 per month or $239.50 per year.

How Does Identity Force Cover Family?

That depends on the Identity Force plan you have. The UltraSecure family plan monitors your information and public records and alerts you to changes. UltraSecure + Credit also monitors your credit reports.

What Do You Get with Identity Force Basic?

Identity Force’s most basic plan – UltraSecure, monitors your accounts and public information about you. It provides real-time alerts and a $1 million insurance policy for identity theft.

How Often Does Identity Force Monitor My Bank Account?

Identity Force monitors accounts and sends you notifications in real-time. That means you’ll know instantly if there are suspicious transactions from your accounts.

Does Identity Force Offer Family Plans?

They do. You can get the UltraSecure + Credit plan for $23.95 per month or for $239.50 pre year. It covers all members of your immediate family.

Identity Force Account

This section answers the questions you have about how to use your Identity Force account.

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How to Cancel Identity Force Online?

You can only cancel Identity Force online if you purchased the product online. You can cancel your account from your member dashboard in the Manage Account section.

What Identity Force Plan Do I Have?

You can see which Identity Force plan you have by logging into your account. After that, go to the Manage Account section and you can see what plan you have.

What Is Delete Now from Identity Force?

Delete Now is a service Identity Force offers that allows you to remove inaccurate information from your credit report.

How to Unsubscribe from Identity Force?

You can unsubscribe from Identity Force by logging into your account and going to the manage account tab of your dashboard. You can also call 1-877-694-3367.

How do I Change My Payment Method on Identity Force?

The manage account section of your Identity Force dashboard will allow you to change your payment method.

Other Identity Force Questions

This section covers questions about Identity Force that don’t fit into our other categories. Use this section if you can’t find the questions you’re looking for elsewhere.

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Who Owns Identity Force?

Identity Force was founded in 2005. They are an owned subsidiary of EZShield, Inc. The company is based in Framingham, MA.

Does Identity Force have an Android App?

They do. You can get it from Google Play. Just search Identity Force in the Play Store to find the app and download it.

Will Identity Force Help with Identity Theft Before Sign Up?

No, Identity Force doesn’t provide insurance coverage for incidents that happened before you were enrolled in their services. They can prevent future damage to your accounts though.

How Do You Rate Identity Force vs ID Watchdog?

The two companies are very similar in terms of what they offer. However, ID Watchdog has a few more features for credit protection than Identity Force does.

Will Identity Force Help with Previous Identity theft?

Some. Identity Force will prevent further damage from breaches to your identity security, but their insurance policy won’t cover you for events that happened before you signed up for the service.

Rachel Carey

Rachel Carey

Financial Guru

Rachel is dedicated to helping individuals and families boost their budgets so they can enjoy the lifestyle they deserve. Rachel graduated with a degree in Family and Consumer Sciences. She’s a prolific finance writer, producing tons of articles on different aspects of personal and family budget management.

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